Hi,
As the end of another financial year comes to a close, I thought it would be ideal to focus this newsletter on your personal affairs.
I'm always amazed that so many people spend most of their life at work and totally neglect their personal affairs. Many of my clients want to get their business organised yet often admit that their personal affairs are in chaos.
They have no systems for handling this most important area. The household paperwork is disorganised... piled up in a corner of the house... somewhere. They have no idea where they spend their money and often have no plan for their financial future. Sure they are busy in their business yet they can lose focus as to why they are doing what they do in the first place... and generally that is to make more money so they can have more choices in life. Whether that be to have more time with their family, make a difference in the world or to have a better lifestyle. Of course, you do want to enjoy what you do otherwise you won't be happy in the process.
If you do not organise your personal life, you won't have much of a future to look forward to. Avoid the excuses that you are too tired, don't have the time, and don't know how.
Here are several tips to get you started:
- Set up a filing system to store your paperwork.
- File your papers in categories: Bank, Car, Children, Home, Medical, Insurance, Investment, Tax, Utilities etc.
- Organise direct debits for regular bills.
- Read, sort and action your snail and e-mail daily. This will avoid a big build-up.
- Make a note in your diary when you need to remember to do things.
- Check your bank accounts weekly via phone or the Internet to keep tabs on your money.
- Allocate a particular day and time each week to review your personal affairs.
- Get educated - attend seminars, read books and listen to information on wealth creation. Having knowledge will make it easier to make better decisions and provide you with the confidence to take action.
ORGANISING YOUR FINANCIAL FUTURE
This area should be top priority. If you do nothing because it's too much effort, well think about this.
What would happen if you are unable to work and receive no income for 6 months? How would you (and your family) survive financially? Do you have your insurances in order?
Where will you be in the next five years? Maybe retired and on a pension? Or perhaps you have superannuation you hope will be enough to live on? Unfortunately too many people are under false illusions about how superannuation will be the only answer for a secure retirement.
Hope is not enough. You have to be pro-active and seek out people who can help you. But be careful who you take advice from and what is the motivation behind them "selling" you their ideas.
Educating yourself on how to make the most of your hard-earned money so you can create wealth should be a high priority. After all, if you're not interested in securing your financial future, who is?
THE FINAL WORD
If you take control of your personal affairs you will have peace of mind and know that you are making things happen.
It's nearly six months since you probably made those New Year's Resolutions. Let me ask you, was one of those goals related to money in some way? Have you moved forward, stagnated or gone backwards?
You must learn how to manage your time effectively and get organised enabling you to focus on the highest priorities in your life, otherwise a year from now you could still be no further ahead.
Some people make things happen, others watch things happen and others wonder what happened. What do you choose to do?
Have a great week!
Lorraine Pirihi
Australia's No. 1 Productivity Coach
Lorraine is a powerful and dynamic presenter who speaks at business events and conferences. Contact Lorraine today to discuss your needs on 1300 857 756 or email lorraine@office-organiser.com.au
==================================
Marketplace
Reach 5000 Small Business Owners Managers and Entrepreneurs for as Little as Half a Cent Each!
Lorraine Pirihi's fortnightly e-zine — "The Organised Times" — has readership comprising small business owners, entrepreneurs, and other self-employed professionals.
So why would you want to advertise in our e-zine?
You see, ezine ads work. They may not be as exciting as pay-per-click ads, video blogs, or the latest whiz-bang marketing tactic.
But when done right, ezine ads can be one of your most cost-effective ways to reach YOUR target market, and:
- get more visitors to your web site
- build your email LIST
- get more clients and sales
Reserve your spot today at http://www.office-organiser.com.au/Got-Ads.php
Announcing...
The Business Booster Program
Is your business stressing you out and running you down? Discover how to unleash the hidden profits
in your business and work less.
In this powerful program you will discover:
- How to unleash the existing profit in your business... an easy opportunity overlooked by most businesses that can have a massive impact on your bottom line.
- How to spend less time in your business and more time on your life... discover the first critical step to running your business on auto pilot so you make more money with less stress... giving you more time to enjoy your life.
- How to keep your customers coming back again and again... simple letter templates that build a fortress like fence around your customers... effectively making your customers impervious to your competitors' message.
- How to maximise profits and minimise costs... easy to follow strategies that slash your overheads plus amazing profit pulling techniques that create immediate cash flow surges for your business.
- How to manage your staff for maximum productivity... the key to staff moral and productivity that compels even the most lazy employee to stretch themselves to achieve.
...and so much more.
The first 15 people who order this profitmaking program will also receive a complimentary bonus recording of
with Mal Emery, Australia's Foremost Marketing Entrkepreneur valued at $47. Click here to order today: http://www.office-organiser.com.au/business-booster-program.htm
Eliminate time-wasting activities and gain an additional hour a day. 
