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In This Issue
- A Note From Lorraine
- Lorraine Recommends: 'How to Run your Business on Autopilot'
- Feature Article: 'How To Organise Your Financial Future'
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this ezine on the Web, click here.
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Vol 12.19 - June 2008
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Hi,
As the end of another financial year comes to a close, I thought it would be ideal to focus this newsletter on your personal affairs.
I'm always amazed that so many business owners spend most of their life at work and neglect their personal affairs.
There's been many times when I first take on a new client, they come to me so they can get their business organised yet often admit that their personal affairs are in chaos.
 They have no systems for handling this most important area. The household paperwork is disorganised... piled up in a corner of the house... somewhere. They have no idea where they spend their money and often have no plan for their financial future.
Sure they are 'busy' in their business yet they can lose focus as to why they are doing what they do in the first place... and generally that is to make more money so they can have more choices in life.
Whether that be to have more time with their family, make a difference in the world or to have a better lifestyle. Of course, you do want to enjoy what you do otherwise you won't be happy in the process.
If you do not organise your personal life, you won't have much of a future to look forward to.
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Lorraine Pirihi
Australia's No. 1 Productivity Coach
"Committed to helping small business owners and
entrepreneurs work less, earn more and have a
life!"
PS: A great big "Welcome!" to all the new readers who joined since last week! You're going to love the resources you'll find here to help you have more time, make more money and get a life. ...Enjoy!
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'How To Organise Your Financial Future'
By Lorraine Pirihi
Some time ago I spent a planning day with a new client to determine exactly what she wanted to achieve in her business over the next 12 months, where she is now and the exact steps she needed to take to reach her goals.
On questioning Sophie about her income and expenditure, she told me 'my accountant handles that'. She had no idea what was happening with her finances, only that there seemed to be enough money when she needed it. This was not an empowering answer!
Sophie's head was in the clouds or should I say buried in the sand. You cannot allow someone else to 'look after your financial affairs'. No one else is going to look after your money better than you do.
It doesn't mean you don't get help in that area, but you must get a grip of your own money. You cannot make informed decisions about your business and your personal life if you don't have the full picture.
Sophie had no idea about her personal finances either. I know many people who are like that.
They keep on top of the business finances because they have to but when it comes to their personal finances they're a mess.
ORGANISING YOUR FINANCIAL FUTURE
This area should be top priority. If you do nothing because it's too much effort, well think about this.
 What would happen if you are unable to work and receive no income for 6 months? How would you (and your family) survive financially? Do you have your insurances in order?
Where will you be in the next five years? Maybe retired and on a pension? Or perhaps you have superannuation you hope will be enough to live on? Unfortunately too many people are under false illusions about how superannuation will be the only answer for a secure retirement.
Hope is not enough. You have to be pro-active and seek out people who can help you. But be careful who you take advice from and what is the motivation behind them "selling" you their ideas.
Educating yourself on how to make the most of your hard-earned money so you can create wealth should be a high priority. After all, if you're not interested in securing your financial future, who is?
THE FINAL WORD
If you take control of your personal affairs you will have peace of mind and know that you are making things happen.
It's nearly six months since you probably made those New Year's Resolutions. Let me ask you; was one of those goals related to money in some way? Have you moved forward, stagnated or gone backwards?
You must learn how to manage your time effectively and get organised enabling you to focus on the highest priorities in your life, otherwise a year from now you could still be no further ahead.
Some people make things happen, others watch things happen and others wonder what happened. What do you choose to do?
By Lorraine Pirihi
© Copyright 2008 The Office Organiser
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 Lorraine Pirihi is Australia's No. 1 Productivity Coach. She's a dynamic, motivational and powerful speaker, author and leading business coach. Lorraine specialises in helping small business owners and entrepreneurs have more time, make more money and have a life!
For more information on how to increase your productivity and your profits in your small business, subscribe to Lorraine's widely read ezine ‘The Organised Times'. Go to: http://www.office-organiser.com.au
About Lorraine
 Lorraine Pirihi, Australia's No. 1 Productivity Coach is creator of a range of powerful tools and resources to help small business owner and entrepreneurs earn more and work less.
Lorraine also offers FREE productivity tips, powerful products, workshops and coaching . Learn more now at www.office-organiser.com.au
Publisher: The Office Organiser,
PO Box 2062, Hampton East
Melbourne Vic Australia 3188
Tel: 1300 857 756 Fax: 613 9532 5497
admin@office-organiser.com.au
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© Copyright 2008 The
Office Organiser. All rights reserved.
Lorraine
Pirihi, The Office Organiser
PO Box 2062, Hampton East Vic
Australia 3188
Tel:(613) 9532 5497 Fax: (613) 9532 3398
admin@office-organiser.com.au
www.office-organiser.com.au
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